Securing India'sDigital Economy.

A-SPARSH — India's first offline CBDC wallet and RBI HaRBInger Hackathon Winner. Secure digital rupee payments on any ₹5,000 smartphone without internet or hardware secure element.

400M+
Target Users
Budget smartphone Indians
₹5,000
Min Device Cost
No hardware upgrade needed
72h
Max Offline Duration
Without any internet
7
Security Layers
Zero-trust architecture
— Mission

Financial Inclusion at Scale.

400 million Indians use budget smartphones with unreliable connectivity. Existing solutions for digital payments require expensive hardware or constant internet leaving out the people who need digital finance the most.

A-SPARSH was built to close this gap. Our platform delivers hardware-grade security entirely in software making the RBI's digital rupee accessible on any ₹5,000 Android device, completely offline.

Partner with us
Offline-First Payments
Peer-to-peer payments that work without any internet connection, reconciling with the network automatically when connectivity returns.
No Hardware Dependency
Security guarantees equivalent to a hardware secure element — delivered entirely in software on any commodity Android device.
Privacy by Design
Cryptographic protocols ensure transaction details remain private. The system verifies validity without learning what was transacted.
— Our Approach

Advanced Cryptographic Architecture.

Every product we build rests on a foundation of rigorously designed cryptographic protocols developed in-house, patent-pending, and validated through India's most demanding financial innovation challenges.

01

Privacy-First Architecture

Transactions are validated through cryptographic proofs — verifying correctness without exposing amounts, identities, or any transaction metadata to third parties.

02

Multi-Layer Security

Seven independent security layers, each blocking a distinct category of attack. A single layer compromise does not compromise the system — defence in depth by design.

03

Offline-Resilient Design

Cryptographic guarantees that hold without server involvement. Payments are verifiable locally, with deferred reconciliation when network access is available.

04

Software-Defined Security

Our proprietary cryptographic approach replicates hardware secure element guarantees entirely in software — eliminating the need for specialised chips.

05

Tamper-Resistant State

Cryptographic mechanisms prevent rollback, replay, and state manipulation attacks — even when an adversary has physical access to the device and its storage.

06

Regulatory Alignment

Designed from the ground up to align with the Reserve Bank of India's CBDC framework and digital payment compliance requirements.

Our core cryptographic methods are patent-pending. Technical details are disclosed under NDA to qualified partners and institutions.

— Recognition

RBI HaRBInger Hackathon Winner — Validated by India's Central Bank.

WINNER

RBI HaRBInger Hackathon

Reserve Bank of India — National CBDC Innovation Challenge

A-SPARSH was selected as a winner for building an offline CBDC architecture that enables digital rupee payments without internet connectivity directly addressing RBI's mandate for universal financial inclusion.

CBDC InnovationFinancial InclusionOffline PaymentsCryptographic Security
Team A-SPARSH at RBI HaRBInger
Team A-SPARSH at RBI HaRBInger
Award Ceremony
Award Ceremony
— Company Profile

About A-SPARSH.

Professional Headline

India's First Software-Defined Offline CBDC Platform — No Hardware Secure Element. No Internet Required.

Brief Introduction

A-SPARSH develops advanced cryptographic solutions that enable private, secure, offline digital rupee payments on any ₹5,000 smartphone. Built without reliance on hardware secure elements and designed for India's 400 million budget smartphone users. Fully aligned with the Reserve Bank of India's e-Rupee framework.

Primary Sector
Financial Technology
CBDC · Digital Payments · FinTech
Additional Sector
Deep Technology
Cryptography · Cybersecurity · Privacy Tech
Awards & Recognition
RBI HaRBInger Hackathon — Winner
Reserve Bank of India · National CBDC Innovation Challenge
— Contact

Build the Future of Indian Finance.

We partner with banks, regulators, and fintech companies to deploy our solutions at scale. Technical documentation is available under NDA.

Our Approach
Email
info@asparsh.com
Focus
RBI e-Rupee
Stage
Active R&D